Is Citizens, Inc. overvalued?

Citizens, Inc. (CIA) looks undervalued — trading about 108% below its fair value.

Undervalued

Price

$3.61

Fair value

$7.52

Current P/E

15.7

Normal P/E

32.7

Market cap

$182.5M

Dividend yield

0.0%

Return on equity

5.0%

Sector

Financial Services

Fair value compares CIA's current P/E to its own historical "normal" P/E (FAST Graphs-style). Updated 24 Sep 2026.

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