Intrinsiqs

Is NBT Bancorp Inc. overvalued?

NBT Bancorp Inc. (NBTB) looks fairly valued — trading about 10% below its fair value.

Fairly valued
Current price $53.67 Fair value $58.85
Price
$53.67
Fair value
$58.85
Current P/E
13.6
Normal P/E
14.9
Market cap
$2.79B
Dividend yield
2.8%
Return on equity
11.3%
Sector
Financial Services

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Fair value compares NBTB's current P/E to its own historical "normal" P/E (FAST Graphs-style). Updated 11 Aug 2026.