Intrinsiqs

Is NBT Bancorp Inc. overvalued?

NBT Bancorp Inc. (NBTB) looks undervalued — trading about 16% below its fair value.

Undervalued
Current price $50.82 Fair value $58.85
Price
$50.82
Fair value
$58.85
Current P/E
12.9
Normal P/E
14.9
Market cap
$2.64B
Dividend yield
3.0%
Return on equity
11.3%
Sector
Financial Services

See the full interactive analysis →

Fair value compares NBTB's current P/E to its own historical "normal" P/E (FAST Graphs-style). Updated 24 Sep 2026.