Intrinsiqs

Is OptimumBank Holdings, Inc. overvalued?

OptimumBank Holdings, Inc. (OPHC) looks overvalued — trading about 35% above its fair value.

Overvalued
Current price $8.85 Fair value $5.79
Price
$8.85
Fair value
$5.79
Current P/E
15.0
Normal P/E
9.8
Market cap
$107.7M
Dividend yield
0.0%
Return on equity
16.4%
Sector
Financial Services

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Fair value compares OPHC's current P/E to its own historical "normal" P/E (FAST Graphs-style). Updated 24 Sep 2026.