Intrinsiqs

Is OptimumBank Holdings, Inc. overvalued?

OptimumBank Holdings, Inc. (OPHC) looks overvalued — trading about 41% above its fair value.

Overvalued
Current price $9.81 Fair value $5.79
Price
$9.81
Fair value
$5.79
Current P/E
16.6
Normal P/E
9.8
Market cap
$119.4M
Dividend yield
0.0%
Return on equity
16.4%
Sector
Financial Services

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Fair value compares OPHC's current P/E to its own historical "normal" P/E (FAST Graphs-style). Updated 12 Aug 2026.