Is SoFi Technologies, Inc. overvalued?

SoFi Technologies, Inc. (SOFI) looks overvalued — trading about 14% above its fair value.

Overvalued

Price

$16.58

Fair value

$14.27

Current P/E

37.7

Normal P/E

32.4

Market cap

$21.27B

Dividend yield

0.0%

Return on equity

6.2%

Sector

Financial Services

Fair value compares SOFI's current P/E to its own historical "normal" P/E (FAST Graphs-style). Updated 24 Sep 2026.

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