Intrinsiqs

Is United Bancorp, Inc. overvalued?

United Bancorp, Inc. (UBCP) looks undervalued — trading about 35% below its fair value.

Undervalued
Current price $14.75 Fair value $19.91
Price
$14.75
Fair value
$19.91
Current P/E
10.9
Normal P/E
14.7
Market cap
$85.3M
Dividend yield
6.2%
Return on equity
11.5%
Sector
Financial Services

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Fair value compares UBCP's current P/E to its own historical "normal" P/E (FAST Graphs-style). Updated 24 Sep 2026.